With a long #BankHoliday #weekend almost here, lots of us may inevitably be thinking of #DIY or a home improvement project. But this #TBT article from earlier in the year, https://www.realhomes.com/news/two-thirds-of-brits-overspend-on-home-improvement-projects-but-help-is-at-hand, claims around two-thirds of #Brits overspend on their planned #budget for these projects, potentially even taking out #loans to cover any gaps. #Budgeting well and planning for all eventualities is a key part of #financialcapability, so take a look at our website for more great ideas and information. https://themoneycharity.org.uk/ (And good luck!)

This recent article, https://www.yourmoney.com/household-bills/brits-waste-494m-a-month-on-subscriptions-seven-ways-to-save-money/, is a helpful reminder of how easily #regularpayments for #subscriptions (often for entertainment and lifestyle products) can quickly add up and leave our incomings and outgoings out of balance. Why not take an honest look at your #finances by using our free online #BudgetBuilder to help you get to grips with managing your #money? https://budgetbuilder.themoneycharity.org.uk/ #CharityTuesday

#Broadband and #landline connections are part of ‘the essentials’ for many of our #budgets, but did you know that most of the main providers have now signed up to an #automatic #compensation scheme, meaning you should get money back if you encounter certain issues with their service? Find out more at: https://www.ofcom.org.uk/phones-telecoms-and-internet/advice-for-consumers/costs-and-billing/automatic-compensation-need-know and for more on managing your money well: https://themoneycharity.org.uk/ #FF #outage

Do you get our popular monthly report The #MoneyStatistics? Every month we trawl multiple statistical sources and crunch the data to produce a clear, objective and informative round-up of all the important numbers in UK #money, #debt, #credit, #tax and #benefits, #housing and the #economy, all sent directly to your inbox. Join thousands of others in the know by signing up at: https://themoneycharity.org.uk/money-statistics/ #CharityTuesday

New laws coming into force today have extended the legal right to #payslips for hundreds of thousands of #workers, including many on casual or #zerohours #contracts. This law is designed to ensure #employers set out variable rates of pay and hours worked so workers can be certain they are being paid in full and at the correct rate, as well as making clear their leave allowance. Knowing and understanding your incomings is a vital component of healthy #budgeting and #financialcapability, so today is a welcome step forward. https://themoneycharity.org.uk/ #MondayMotivation

Our work is just in the #UK but it’s been great to see all the stories of @globalmoneyweek, amazing projects inspiring #children + #youngpeople in #financialawareness worldwide! #GlobalMoneyWeek https://themoneycharity.org.uk/work/young-people/ #FF #education #financialeducation #financialwellbeing #financialcapability

Our #March 2019 #MoneyStatistics are out today, where we highlight a picture of ‘slow down’ for the UK’s #finances. Find out more at: https://themoneycharity.org.uk/?p=53599 or get the full report at: https://themoneycharity.org.uk/money-statistics/ where you can also sign-up to receive the report each month. #CharityTuesday #Money #Statistics

March is #FreeWillsMonth, https://freewillsmonth.org.uk/, offering over-55s the opportunity to have simple #Wills written or updated free of charge. Whatever age we are, a big part of #financialcapability is planning ahead financially, thinking about what kind of life we want, for us and our family, in the future. If you’d like to know more about how we can help, get in touch. https://themoneycharity.org.uk/ #WednesdayWisdom

The recently introduced #energy #pricecap will be going up on April 1st, with many suppliers expected to immediately raise their prices. But many #households still don’t, or won’t, shop around for the best possible deal. If you don’t know where to start, Citizens Advice have rated suppliers’ #customerservice quality – https://www.citizensadvice.org.uk/about-us/how-citizens-advice-works/media/press-releases/increasing-numbers-of-small-and-newer-energy-suppliers-delivering-poor-customer-service/ – and also offer an independent #pricecomparison tool. #FF https://themoneycharity.org.uk/

The #StudentLoans Company have encouraged 2019/20 aspiring #students to get their #studentfinance applications in as early as possible (deadline 24th May) following last year when almost 70% were made in good time. But if you’re looking towards #uni and the idea of managing your #money there is a scary one, why not get hold of our excellent #StudentMoneyManual, the essential guide to managing your money at uni? Order one (or more!) at: https://themoneycharity.org.uk/resources/ #SMM

This #InternationalWomensDay, we’re grateful for all the amazing #women who play such essential, leading roles in our work bringing #financialcapability and #wellbeing to everyone in the UK. We’re also really pleased to release our newly updated Women and Financial Wellbeing policy paper – https://themoneycharity.org.uk/international-womens-day-women-financial-wellbeing/ #FF #IWD2019

Brilliant to be at today’s #MBNExpo, engaging businesses with #financialwellbeing and how we can make a difference to their #staff teams. themoneycharity.org.uk #FF

In one month’s time, minimum contribution rates for #autoenrolment #workplace #pensions will be going up. https://www.gov.uk/workplace-pensions/what-you-your-employer-and-the-government-pay This means the minimum amount #employers must put in will go up (from 2% to 3%) but also that your own contributions will increase (from 3% to 5%.) While this can only be good news for your #pension pot, it will mean changes for many in take-home #pay. Planning and #budgeting with this in mind is essential, so if you’ve never got started with a proper #budget for your finances, why not sign up for our free online + app #BudgetBuilder tool? https://budgetbuilder.themoneycharity.org.uk/
#WednesdayWisdom

Fantastic first day @HWatWork in #NEC #Birmingham, speaking to 100s of people about #financialcapability + what we can do for you + your #workplace. Looking forward to another busy day, come say hello! #healthatwork2019 #health #wellbeing #employees

Don’t forget that we have two very exciting opportunities to join our fantastic Young People’s Team as Young People Programmes Manager or Education Officer. https://themoneycharity.org.uk/work-with-us/jobs/ If you’d like to make a real difference in the lives of #youngpeople throughout the UK, take a look on the link above, and get your application in as soon as possible! #jobs #recruit #CharityTuesday #financialeducation #workwithus

Lots of things can cause us #stress and #anxiety, but our #finances don’t need to be one of them. With this week’s #NHS Staff #Wellbeing Report showing high levels of stress and anxiety amongst the world’s fifth-biggest workforce, our #workshops offer a great way for #employers to invest in their staff. We’d love to hear from Trusts and Foundations looking to make a significant difference in their team’s lives. https://themoneycharity.org.uk/ #FF

If you’re passionate about young people’s #financialeducation, helping them to build the skills, knowledge, attitudes and behaviours to manage their #money well throughout their lives, we have some great opportunities for you. We are looking for two new #freelance Workshop Consultants based in #Durham, #GreaterManchester, #Middlesbrough, #Newcastle or #Sunderland, to work in local secondary #schools, #colleges and with #community groups. Find out more at: https://themoneycharity.org.uk/work-with-us/jobs/ and apply by Thursday 4th March. #Jobs

Our #February 2019 #MoneyStatistics are out today, where we highlight that #households remain under #financial stresses looking into 2019, despite some signs of improvement. Find out more at: https://themoneycharity.org.uk/?p=53439 or get the full report at: https://themoneycharity.org.uk/money-statistics/ where you can also sign-up to receive the report each month. #FF

Are you passionate about #youngpeople #financialeducation, helping them to build the skills, knowledge, attitudes and behaviours to manage their #money well throughout their lives? If so, we are looking for two new #freelance Workshop Consultants based in #Durham, #GreaterManchester, #Middlesbrough, #Newcastle or #Sunderland, to work in local secondary #schools, #colleges and with #community groups. Find out more at: https://themoneycharity.org.uk/work-with-us/jobs/ and apply by Thursday 4th March. #WednesdayWisdom

The recent #snow and #ice might be moving away, but the latest reports suggest that people’s #finances remain under a #bigfreeze. Even with the recent #payday, winter costs and #bills are leaving many of us with unpayable debts and minimal available balances, pushing many several steps backwards financially at the start of 2019. You can find out more about our work, and how we can help you get to grips with your #money this year, at: https://themoneycharity.org.uk/