Consultation Responses
As the UK’s financial capability charity dedicated to help everyone stay on top of their money, The Money Charity regularly takes part in consultations and inquiries. Organisations we respond to include government departments, regulators and other agencies, and Parliamentary inquiries. These all offer a useful opportunity to contribute to policy making. Below are details of our most recent consultation responses:
2018
MARCH
The Money Charity response to the LSB Standards of Lending Practice Review
The Money Charity response to the FCA’s ‘Approach to Competition’
FEBRUARY
The Money Charity response to the MAS Draft Business Plan 2018/19
The Money Charity response to the FCA’s ‘Our Future Approach to Consumers’
JANUARY
The Money Charity response to the ‘Breathing Space: Call for evidence’
2017
OCTOBER
The Money Charity response to assessing creditworthiness in consumer credit
JULY
FEBRUARY
The Money Charity response to the Treasury proposals for a Single Financial Guidance Body
The Money Charity’s response to The MAS Business Plan 2017-18
TMC response to the FCA Mission
JANUARY
TMC response to ammending the definition of advice
2016
SEPTEMBER
The Money Charity response to the Select Committee on Financial Inclusion
JULY
The Money Charity response to the Help to Save
JUNE
TMC response to CP16-2 – Secondary Annuity Market – proposed rules and guidance
MAY
The Money Charity public financial review proposals response
APRIL
The Money Charity response to Claims Management Regulation
MARCH
The Money Charity response to GP16-2: Proposal to issue guidance on the FCA’s view of enforcing security under the Consumer Credit Act 1974
FEBRUARY
The Money Charity response to CP15-39: rules and guidance on payment protection insurance complaints
The Money Charity response to the MAS Business Plan 2016-17
JANUARY
The Money Charity response to the APPG on Financial Education for young people
The Money Charity response to the credit card market review interim report
The Money Charity response to pension reforms – proposed changes to rules and guidance
2015
DECEMBER
The Money Charity response to the financial advice market review
The Money Charity response to the public financial guidance consultation
The Money Charity response BCAP Payday Loans
The Money Charity response BIS Switching
OCTOBER
The Money Charity response to freezing the student loan repayment threshold
SEPTEMBER
AUGUST
The Money Charity’s response to the Work and Pensions Select Committee’s pension freedoms inquiry
The Money Charity’s response to HMT consultation on interchange fee regulation
JULY
JUNE
The Money Charity’s response to creating a secondary annuity market
APRIL
The Money Charity’s response to the FCA’s 2015/16 fees and levies consultation
MARCH
The Money Charity’s submission to the independent review of the Lending Code
FEBRUARY
The Money Charity’s response to the Retirement Income Review
The Money Charity’s response to the FCA’s proposals for the cash savings market
JANUARY
The Money Charity’s response to the Retirement Income Market Study
2014
DECEMBER
The Money Charity’s response to the FCA’s credit card market study Terms of Reference
NOVEMBER
The Money Charity’s response to Citizenship studies GCSE
The Money Charity’s response to Greater London Assembly problem debt inquiry
OCTOBER
The Money Charity’s Response to the Financial Capability Strategy for the UK The Money Charity’s response to the FCA’s guidance consultation on retail investment advice The Money Charity’s response to The Insolvency Services’ insolvency proceedings call for evidence The Money Charity’s response to FCA discussion paper DP14/2: Fairness of changes to mortgage contracts The Money Charity’s response to the Financial Education and Inclusion (Wales) Bill
SEPTEMBER
The Money Charity’s response to the FCA’s guidance guarantee and pension reform The Money Charity’s response to the independent review of MAS The Money Charity’s response to the Treasury’s British credit unions at 50 consultation The Money Charity’s response to the Financial Conduct Authority’s HCSTC consultation
AUGUST
The Money Charity’s response to BBA’s saving consultation The Money Charity’s response to the FCA’s cash market study
JULY
The Money Charity’s submission to the FCA retirement income market study The Money Charity’s response to the Money Advice Service’s proposal for a retirement adviser directory The Money Charity’s response to the CMA payday lending market investigation
JUNE
The Money Charity’s response to an inquiry into PSHE education in schools The Money Charity’s response to Freedom and Choice in Pensions
MAY
The Money Charity’s response to Core Maths technical guidance consultation
APRIL
The Money Charity’s response to the consultation on a proposed Financial Education and inclusion (Wales) Bill The Money Charity’s response to DWP Consultation on Rent Arrears Deduction in Universal Credit FEBRUARY The Money Charity’s response to Money Advice Service Business Plan 2014/15
2013
Credit Action’s response to Financial Capability Strategy for Northern Ireland Credit Action’s response to MAS UK Financial Capability Strategy Credit Action’s response to the National Curriculum review: new programmes of study and attainment targets from September 2014 Credit Action’s Response to the Youth Select Committee’s Inquiry into Education and Life Skills Credit Action’s Response to the FSA Consultation on High-Level Proposals for an FCA Regime for Consumer Credit Credit Action’s Response to HM Treasury Consultation on A New Approach to Financial Regulation: Transferring Consumer Credit Regulation to the Financial Conduct Authority Credit Action’s Response to the OFT Consultation on a Market Investigation Reference for Payday Lending Credit Action’s Response to the Department for Education’s Consultation on Reform of the National Curriculum in England Credit Action’s Response to the HM Treasury Consultation on the Credit Union Maximum Interest Rate Cap Credit Action’s Response to the Department for Education’s Consultation on Measuring Child Poverty Credit Action’s Response to Money Advice Service Consultation on its 2013-14 Business Plan Credit Action’s Response to the FSA Consultation on Temporary Product Intervention Rules Credit Action’s Response to the APPG on Financial Education for Young People’s Inquiry into Vulnerable Young People Credit Action’s Response to the OFT Consultation on the Power to Suspend Consumer Credit Licenses
2012
Credit Action’s Response to the HM Treasury Consultation on A New Approach to Financial Regulation: Draft Secondary Legislation Credit Action’s Response to the Department for Education’s Consultation on Reforming Key Stage 4 Qualifications Credit Action’s Response to the HM Treasury Consultation on Setting the Strategy for UK Payments Credit Action’s Response to the Welsh Government’s Consultation on National Literacy and Numeracy Frameworks Credit Action’s Response to the OFT Consultation on Continuous Payment Authority Credit Action’s Response to the HM Treasury Consultation on Clarifying the Money Advice Service’s Consumer Financial Education Function
2011
Credit Action’s Response to the Department for Education’s Review of PSHE Education Credit Action’s Response to the BIS Consultation on Potential Early Repayment Mechanisms for Student Loans Credit Action’s Response to the OFT Consultation on its Draft Debt Management (and Credit Repair Services) Guidance Credit Action’s Response to the FSA Consultation on the Financial Conduct Authority Credit Action’s Response to the OFT Consultation on its Draft Debt Collection Guidance Credit Action’s Response to the APPG on Financial Education for Young People’s Inquiry into Financial Education and the Curriculum Credit Action’s Response to the Department for Education’s National Curriculum Review Credit Action’s Response to the HM Treasury Consultation on Simple Financial Products Credit Action’s Response to the BIS Consultation on Reforming the Consumer Credit Regime Credit Action’s Response to the Government’s Consultation on Tackling Child Poverty and Improving Life Chances
2010
Credit Action’s Response to the BIS Consultation on Consumer Credit and Personal Insolvency Credit Action’s Response to the Graham Allen Review on Early Intervention Delivery Credit Action’s Response to the HM Treasury Consultation on A New Approach to Financial Regulation: Judgement, Focus and Stability
2009
Credit Action’s Response to the BIS Consultation on the future of Post Office Banking