Consultation Responses

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As the UK’s financial capability charity dedicated to help everyone stay on top of their money, The Money Charity regularly takes part in consultations and inquiries. Organisations we respond to include government departments, regulators and other agencies, and Parliamentary inquiries. These all offer a useful opportunity to contribute to policy making. Below are details of our most recent consultation responses:

2017

FEBRUARY

The Money Charity response to the Treasury proposals for a Single Financial Guidance Body

The Money Charity’s response to The MAS Business Plan 2017-18

TMC response to the FCA Mission

2016

NOVEMBER

TMC response to ammending the definition of advice

SEPTEMBER

The Money Charity response to the Select Committee on Financial Inclusion

JULY

The Money Charity response to the Help to Save 

JUNE

TMC response to CP16-2 – Secondary Annuity Market – proposed rules and guidance

MAY

The Money Charity public financial review proposals response

APRIL

The Money Charity response to Claims Management Regulation

MARCH

The Money Charity response to GP16-2: Proposal to issue guidance on the FCA’s view of enforcing security under the Consumer Credit Act 1974

FEBRUARY

The Money Charity response to CP15-39: rules and guidance on payment protection insurance complaints 

The Money Charity response to the MAS Business Plan 2016-17

JANUARY

The Money Charity response to the APPG on Financial Education for young people 

The Money Charity response to the credit card market review interim report

The Money Charity response to pension reforms – proposed changes to rules and guidance

2015

DECEMBER

The Money Charity response to the financial advice market review

The Money Charity response to the public financial guidance consultation

The Money Charity response BCAP Payday Loans

The Money Charity response BIS Switching

OCTOBER

The Money Charity response to freezing the student loan repayment threshold

SEPTEMBER

The Money Charity’s response to the Department of Work and Pensions: strengthening the incentive to save

AUGUST

The Money Charity’s response to the Work and Pensions Select Committee’s pension freedoms inquiry

The Money Charity’s response to HMT consultation on interchange fee regulation

JULY

The Money Charity response to the FCA’s call for input on terms and definitions for services linked to payment accounts and subject to fees

JUNE

The Money Charity’s response to creating a secondary annuity market

APRIL

The Money Charity’s response to the FCA’s 2015/16 fees and levies consultation

MARCH

The Money Charity’s submission to the independent review of the Lending Code

FEBRUARY

The Money Charity’s  response to the BCAP’s review of TV ads for high-cost short-term credit, including payday loans

The Money Charity’s response to the Retirement Income Review

The Money Charity’s response to the FCA’s proposals for the cash savings market

JANUARY

The Money Charity’s response to the Retirement Income Market Study

2014

DECEMBER

The Money Charity’s response to the FCA’s credit card market study Terms of Reference

NOVEMBER 

The Money Charity’s response to Citizenship studies GCSE

The Money Charity’s response to Greater London Assembly problem debt inquiry

The Money Charity’s response to the FCA’s guidance consultation on social media & customer communications

OCTOBER 

The Money Charity’s Response to the Financial Capability Strategy for the UK The Money Charity’s response to the FCA’s guidance consultation on retail investment advice The Money Charity’s response to The Insolvency Services’ insolvency proceedings call for evidence The Money Charity’s response to FCA discussion paper DP14/2: Fairness of changes to mortgage contracts The Money Charity’s response to the Financial Education and Inclusion (Wales) Bill

SEPTEMBER 

The Money Charity’s response to the FCA’s guidance guarantee and pension reform The Money Charity’s response to the independent review of MAS The Money Charity’s response to the Treasury’s British credit unions at 50 consultation  The Money Charity’s response to the Financial Conduct Authority’s HCSTC consultation

AUGUST 

The Money Charity’s response to BBA’s saving consultation The Money Charity’s response to the FCA’s cash market study

JULY

The Money Charity’s submission to the FCA retirement income market study The Money Charity’s response to the Money Advice Service’s proposal for a retirement adviser directory The Money Charity’s response to the CMA payday lending market investigation

JUNE

The Money Charity’s response to an inquiry into PSHE education in schools The Money Charity’s response to Freedom and Choice in Pensions

MAY

The Money Charity’s response to Core Maths technical guidance consultation

APRIL

The Money Charity’s response to the consultation on a proposed Financial Education and inclusion (Wales) Bill The Money Charity’s response to DWP Consultation on Rent Arrears Deduction in Universal Credit FEBRUARY  The Money Charity’s response to Money Advice Service Business Plan 2014/15

2013

Credit Action’s response to Financial Capability Strategy for Northern Ireland Credit Action’s response to MAS UK Financial Capability Strategy Credit Action’s response to the National Curriculum review: new programmes of study and attainment targets from September 2014 Credit Action’s Response to the Youth Select Committee’s Inquiry into Education and Life Skills Credit Action’s Response to the FSA Consultation on High-Level Proposals for an FCA Regime for Consumer Credit Credit Action’s Response to HM Treasury Consultation on A New Approach to Financial Regulation: Transferring Consumer Credit Regulation to the Financial Conduct Authority Credit Action’s Response to the OFT Consultation on a Market Investigation Reference for Payday Lending Credit Action’s Response to the Department for Education’s Consultation on Reform of the National Curriculum in England Credit Action’s Response to the HM Treasury Consultation on the Credit Union Maximum Interest Rate Cap Credit Action’s Response to the Department for Education’s Consultation on Measuring Child Poverty Credit Action’s Response to Money Advice Service Consultation on its 2013-14 Business Plan Credit Action’s Response to the FSA Consultation on Temporary Product Intervention Rules Credit Action’s Response to the APPG on Financial Education for Young People’s Inquiry into Vulnerable Young People Credit Action’s Response to the OFT Consultation on the Power to Suspend Consumer Credit Licenses

2012

Credit Action’s Response to the HM Treasury Consultation on A New Approach to Financial Regulation: Draft Secondary Legislation Credit Action’s Response to the Department for Education’s Consultation on Reforming Key Stage 4 Qualifications Credit Action’s Response to the HM Treasury Consultation on Setting the Strategy for UK Payments Credit Action’s Response to the Welsh Government’s Consultation on National Literacy and Numeracy Frameworks  Credit Action’s Response to the OFT Consultation on Continuous Payment Authority Credit Action’s Response to the HM Treasury Consultation on Clarifying the Money Advice Service’s Consumer Financial Education Function

2011

Credit Action’s Response to the Department for Education’s Review of PSHE Education Credit Action’s Response to the BIS Consultation on Potential Early Repayment Mechanisms for Student Loans Credit Action’s Response to the OFT Consultation on its Draft Debt Management (and Credit Repair Services) Guidance Credit Action’s Response to the FSA Consultation on the Financial Conduct Authority Credit Action’s Response to the OFT Consultation on its Draft Debt Collection Guidance Credit Action’s Response to the APPG on Financial Education for Young People’s Inquiry into Financial Education and the Curriculum Credit Action’s Response to the Department for Education’s National Curriculum Review Credit Action’s Response to the HM Treasury Consultation on Simple Financial Products Credit Action’s Response to the BIS Consultation on Reforming the Consumer Credit Regime Credit Action’s Response to the Government’s Consultation on Tackling Child Poverty and Improving Life Chances

2010

Credit Action’s Response to the BIS Consultation on Consumer Credit and Personal Insolvency Credit Action’s Response to the Graham Allen Review on Early Intervention Delivery Credit Action’s Response to the HM Treasury Consultation on A New Approach to Financial Regulation: Judgement, Focus and Stability

2009

Credit Action’s Response to the BIS Consultation on the future of Post Office Banking